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Refinance

Refinance

What is a Refinance Mortgage?

A refinance mortgage is a mortgage whose proceeds are used to pay off an existing mortgage(s) secured by the home with the cancellation of the existing promissory note(s) and the execution of a new promissory note by the current borrower. The loan to value is based on the appraised value of the subject property regardless of the date the property was purchased and initially financed.

There are typically two types of refinance, rate/term refinance and cash-out refinance, and each accomplishes a different result.

Can I get pre-approved?

Many lenders can "preapprove" you, which qualifies you for a loan by checking your income, credit and other financial data. The preapproval will also indicate the price of a home you are qualified to buy. By getting preapproved, you learn the price range you can afford and the loan amount you qualify for. Also, a lot of the initial legwork is done in advance and you'll be better prepared once you find the home you wish to purchase.

Our Options for Mortgage Refinance

Just a Few of the Many Refinance Home Mortgage Options are:

  • Refinance - All Credit Accepted
  • Cash Out Refinance Loans
  • Home Equity Refinancing
  • Bad Credit Refinance
  • FHA/VA Refinance Programs
  • Commercial Mortgage Refinance

Refinance Mortgage programs are available for all types of homes and credit situations nationwide. There are so many different options when it comes to a refinance loan and our national team of refinance mortgage specialists has just about every program available which will help you achieve short term and long term goals when you decide to refinance home mortgage loans. If you are a homeowner who doesn't have perfect credit we have a special refinance team who can show you many options and competitive rates with one of the bad credit refinance programs available.

Getting approved for your mortgage refinance loan is FAST and SIMPLE! You can apply online and one of our home mortgage refinance specialists will start working on your approval within minutes. When you apply online there are NO OBLIGATIONS just good solid results for your to consider for you refinance mortgage decisions. To apply go to our online Refinance application.

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